DBH Finance PLC’s Profit for Second Quarter increased by 12%

DBH Finance PLC, a leading NBFI of the country with exclusive focus in housing finance, reported earnings results for the second quarter and six months ended June 30, 2025. For the second quarter of the year, the company reported net profit after tax of BDT 264.1 million, which is 12% higher than corresponding quarter of previous year. EPS for the quarter stood at BDT. 1.30 compared to BDT. 1.16 of the same quarter last year. Interest income rose by 11.40% and investment income increased by 27% for the quarter as stated in the press release.

For the first 6 months of the year, net interest income was BDT 3,996 million compared to BDT 3,503 million of the same period last year, showing a growth of 14%. Operational income stood as BDT 1,306 million compared to BDT 1,248 million of same period of previous year. Profit after Tax stood at BDT 420.27 million, an increase of 3% from same period of previous year. The EPS for the period stood as Tk. 2.07 compared to Tk. 2.01 of same period of previous year. Net Operating Cash flow per share was BDT. 18.08 for H1 of 2025, which was BDT. -3.59 in corresponding period of previous year thanks to sustained deposits inflow.

During the first half of the year, Home Loan/Financing disbursement of the company increased by 11% and core deposit portfolio increased by 18%. NPL remained within 1% of the loan/financing portfolio which is one of the lowest in the industry. The company achieved highest Credit Rating AAA (Triple A) for twentieth consecutive year, which is unprecedented in the country’s financial sector.

DBH is serving customers through its 16 branches covering all divisional headquarters and providing financial assistance for creating home ownerships through its Conventional Schemes as well as Islamic Finance Window (IFW). Also the company is collecting term deposits and Mudaraba deposits from the retail and corporate customers and has a deposit portfolio of appx. Tk. 5,000 Crore as on June 30, 2025.

Commenting on quarterly and half-yearly results, Nasimul Baten, MD & CEO of DBH mentioned “Our results reflects our operational strength and customer-first approach. In a volatile macro environment, our sustained focus on efficiency, service excellence and asset quality continue to drive DBH’s success and set us apart from most of the financial institutions of the country”.

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